Juniper Research forecasts that cross-border business-to-business stablecoin transactions will surge from $13.4 billion in 2026 to $5 trillion by 2035, with B2B use cases accounting for 85% of total stablecoin transaction value by then.
Why B2B Leads
Stablecoins settle on-chain in near real-time, 24/7, at a fraction of the cost of correspondent banking, which still carries intermediary fees, FX margins, and SWIFT charges. That makes them especially attractive for high-value, time-sensitive corporate transfers, particularly in corridors where dollar-linked stablecoins offer a neutral settlement asset.
Juniper’s analyst notes that stablecoins are not replacing payment infrastructure wholesale, but being adopted where advantages are most pronounced: cross-border B2B, treasury operations, and supply chain settlements.
What Changes
If the forecast holds, correspondent banking faces meaningful disruption for corporate payment flows. Stablecoins would evolve from a crypto niche into a standard settlement layer for multinationals and the biggest winners will be issuers and fintechs that embed them directly into enterprise treasury workflows without forcing firms to overhaul their finance operations.
