The Paypers has released its Global Payments and Fintech Trends Report 2025, highlighting the most relevant developments shaping the future of finance, including:
- AI, regulations and the future of payments – Pat Patel (GFTN) elaborates on how geopolitical shifts, emerging risks, regulations (such as the AI Act and MiCA) and technological developments that have the potential to transform financial transactions.
- Cross-border payments and regional market trends – Euan Jones (Edgar, Dunn & Company) and Emanuel van Praag (Kennedy Van der Laan) provide expert insights into macroeconomic trends influencing B2B transactions and the future of European payments.
- Digital commerce and smarter payments – Irene Skrynova (Unlimit) examines how payments and technology will further intertwine in 2025.
- Real-time payments and buy now, pay later (BNPL) dynamics – Bridget Hall (ACI Worldwide) shares a global perspective on real-time payment infrastructures, and Bandan Jot Singh (Riverty) elaborates on BNPL’s role in expanding beyond consumer convenience into a tool for financial well-being.
- Digital identity and security – Steve Pannifer (Consult Hyperion) discusses the role of digital wallets, and Gerard Hartsink and Alexandre Kech (GLEIF) analyze the potential impact of the Legal Entity Identifier (LEI) on international trade digitalization.
- Banking transformation and the European Digital Identity Wallet – Henk Marsman (SonicBee) unveils what’s ahead for banking in light of the emerging European Digital Identity Wallet.
