Juniper Research has released its annual fintech forecast identifying stablecoins, agentic AI, and digital identity as key disruptors for 2026, according to a company statement.
The white paper lists ten main trends:
- Stablecoins to Rival Existing Interbank Settlement Layer
- Agentic Commerce to Reshape B2B & Consumer Purchasing
- EUDI Wallet to Redefine Digital Identity in Europe
- Tokenised Assets Will Enter the Mainstream
- GenAI to Transform Banking
- Flexible Credentials Will Drive Payment Card Renaissance
- AI Fraud Prevention Investment to Rise Amid Deepfake Threats
- Pay by Bank to Scale in the UK Via Commercial VRPs
- No-code AML Adoption to Extend Beyond Banks
- Virtual Cards Will Take Off Within Travel Payments
Juniper says the trends reflect a shift from simple digitisation toward intelligent, programmable, and automated financial services, and that banks and fintechs will need to adjust operating models, risk frameworks, and technology investment to keep pace in 2026.